Real Estate markets all over America are making the transition from a sellers market to a buyers market, making many economists contend a national real estate depreciation is forthcoming.

There are still isolated markets that are strongly appreciating, but they are the exception after 15 interest rate hikes from the Federal Reserve Bank, a series of hurricanes to hit Florida and Louisiana and weakening state economies in Indiana, Ohio and Michigan. Foreclosure rates are already reported to be up 68 percent in those three states.

The National real estate market is changing. Some liken it to the days of 1989 when the real estate foreclosure rate hit all time record highs, but that was due to the national Savings and Loan Crisis caused by federal deregulation in banking and the resulting massive fraud by lenders.

Realtors report land sales have nearly ceased to exist in many parts of the nation, including Florida, California, Texas and New York, the nation